FirstBuy

FirstBuy scheme available on Persimmon homes

What is FirstBuy?

FirstBuy (also known as FIRST STEPS in London) is a government equity loan scheme to help first time buyers onto the property ladder. Use our search facility below to find new homes* with the FirstBuy scheme.

FirstBuy is aimed at helping military personnel, existing social tenants and other first time buyers onto the property ladder with a smaller mortgage deposit.

How many Persimmon homes will be available through FirstBuy?

Persimmon has been awarded the largest FirstBuy allocation of any housebuilder. This means we have nearly 2,000 new homes* available to buy using the scheme giving you the widest choice available - but hurry the FirstBuy homes are selling fast!

* Available on selected plots at 285 developments in England only, subject to status, terms and conditions.

Who is eligible for FirstBuy?

To qualify for FirstBuy, you must meet the following criteria:

• Your household income is less than £60,000 a year
• You are a first-time buyer, or a homeowner who needs to move because of a change in your family’s circumstances (in which case you must sell your existing property)

The FirstBuy scheme will give priority to:

• First time buyers
• Serving Armed Forces personnel
• Social tenants - council and housing association tenants
• Other locally defined priority groups
• Private renters

How does FirstBuy work?

• Use our search facility below to find one of our FirstBuy properties
• Contact the development to arrange an appointment
• You will need to raise a deposit of 5%
• Persimmon willl lend you 10% and the Government will lend you 10% - the equity loan
• You will then need to arrange a mortgage for the remaining amount (75%)
• Once purchased, you will own 100% of your new home
• No intrerest to pay on the equity loan for the first 5 years

Remember, our dedicated on site sales executives will be on-hand to provide help and support every step of the way. Contact or visit your nearest FirstBuy participating development for further information.

FirstBuy Buyers' Guide

Full details of the scheme can be found by downloading the Homes and Communities Agency FirstBuy Buyers' Guide (.pdf)

FirstBuy terms and conditions

Eligible applicants will be offered an equity loan of up to a maximum of 20% of the purchase price (based on the open market value). Persimmon and the Homes & Communities Agency will hold the second charge on the property. Applicants are required to fund at least 80% of the purchase price by means of a conventional mortgage, savings and any deposit where required. Applicants must obtain their conventional mortgage from a Qualified Lending Institution. For the first five years there is no fee charged on the equity loan component. At the start of year six a fee is collected of 1.75% of the market value of the property at the time the loan is entered into multiplied by the outstanding percentage under the equity loan, the annual fee of 1.75% will be uplifted by RPI +1% p.a. The equity loan is provided by the Homes and Communities Agency and developer as a second charge.

Participating developments

Listed below are our current locations and developments offering the FirstBuy scheme. Once you have found a new home that you are interested in contact or visit the development for further information. Remember that participating developments are being continually added to this list, so if we don’t have what you are looking for bookmark this page and visit regularly.

• •  View East England FirstBuy map

   East England

  •   Azure Waterside, Hampton Vale - 4 and 5 bedroom houses
  •   Cardea , Stanground - 1, 2, 3 and 4 bedroom homes
  •   Church Park, Basildon - 2, 3 and 4 bedroom houses
  •   Cityscape, Fletton - 1, 2 and 3 bedroom homes
  •   Deben Heath, Rendlesham - 4 and 5 bedroom houses
  •   Elm Brook, Basildon - 2, 3 and 4 bedroom houses
  •   Griffin Mews , IPSWICH - 3 bedroom houses
  •   Hazelmead, Diss - 2, 3 and 4 bedroom houses
  •   Holmewood, Littleport - 2, 4 and 5 bedroom homes
  •   Life², Hampton - 3, 4 and 5 bedroom houses
  •   Martingales, Watlington - 2, 3 and 4 bedroom homes
  •   Persimmon Court, Leighton Buzzard - 1, 2, 3 and 4 bedroom houses
  •   Persimmon Fields, Yaxley - 2, 4 and 5 bedroom homes
  •   Renaissance, Cambridge - 2 bedroom flats
  •   Renaissance, Cambridge - 2, 3 and 4 bedroom homes
  •   Renissance Phase III, Cambridge
  •   Riverside Gardens, Kings Lynn - 1, 2, 3 and 4 bedroom houses
  •   Riverside Quarter, Colchester - 2, 3 and 4 bedroom houses
  •   Sancroft Square, Harleston - 3 and 4 bedroom houses
  •   Shaftesbury Mews, Romford - 3 and 4 bedroom houses
  •   Stantone Gardens, Cambridge - 3, 4 and 5 bedroom houses
  •   Station Approach, Braintree - 1, 2 and 3 bedroom homes
  •   Sycamore Park, Bury St Edmunds - 1, 2, 3, 4 and 5 bedroom homes
  •   Trinity Manor, Stotfold - 2, 3 and 4 bedroom houses
  •   Weavers Meadow, Hadleigh - 2, 3, 4 and 5 bedroom homes
  •   Woodlands Park Phase 3, Bedford

• •  View East Midlands FirstBuy map

   East Midlands

  •   Blackthorn Brook, Leicester - 3 and 4 bedroom houses
  •   Burfield Heights, Witham St Hughs - 2, 3 and 4 bedroom homes
  •   Green Pastures, Grimsby - 2, 3 and 4 bedroom houses
  •   Hardwicke Gardens, Market Deeping - 2, 3 and 4 bedroom homes
  •   Harlow Fields, Derby - 1, 2, 3 and 4 bedroom homes
  •   Heron's View, Daventry
  •   Jasmine Gardens, Nottingham - 2, 3 and 4 bedroom homes
  •   Lakeside, Scunthorpe - 2, 3 and 4 bedroom houses
  •   Millhouse Gardens, Nottingham - 2, 3 and 4 bedroom houses
  •   Oakley Vale, Corby - 4 and 5 bedroom houses
  •   Oakridge Park, Milton Keynes - 2, 3 and 4 bedroom homes
  •   Rockingham Court, Corby
  •   Saxon Gate, Birstall, Leicester - 2, 3 and 4 bedroom houses
  •   St Georges Place, Leicester - 2 and 3 bedroom houses
  •   The Alders, Ranskill - 4 bedroom houses
  •   The Grange, Desborough - 3, 4 and 5 bedroom houses
  •   The Hawthorns, Lincoln, Lincoln - 3, 4, 5 and 6 bedroom houses
  •   The Wickets, Leicester - 1 and 2 bedroom flats
  •   Varsity Court, Derby - 3 and 4 bedroom houses
  •   Victoria Grange, Leicester - 3 and 4 bedroom houses
  •   Waterside , Louth - 1, 2, 3 and 4 bedroom homes

• •  View London FirstBuy map

   London

  •   Hanbury Park, Uxbridge - 2 and 4 bedroom homes

• •  View North East FirstBuy map

   North East

  •   Bishops Meadow, Bishop Auckland - 3 and 4 bedroom houses
  •   Broad Sands, Seahouses - 4 bedroom houses
  •   Brunton Grange, Newcastle upon Tyne - 3, 4 and 5 bedroom houses
  •   Deerness Heights, Crook - 3, 4 and 5 bedroom houses
  •   Derwent View, Birtley - 2, 3, 4 and 5 bedroom houses
  •   Greenacres, Killingworth - 3 and 4 bedroom houses
  •   Harton Grange, South Shields - 2 bedroom flats
  •   Hazeldene, Stockton-on-Tees - 2, 3, 4 and 5 bedroom houses
  •   Kingschase, Redcar - 1, 3 and 4 bedroom homes
  •   Mulberry Park, Houghton-Le-Spring - 2, 3 and 4 bedroom homes
  •   Portland, Ashington - 2, 3, 4 and 5 bedroom homes
  •   Riverside Village, Hebburn - 2, 3, 4 and 5 bedroom homes
  •   Rosehill, Wallsend - 2, 3 and 4 bedroom homes
  •   Seaton Vale, Ashington - 3, 4 and 5 bedroom houses
  •   South Shore, Blyth - 1, 2, 3, 4 and 5 bedroom homes
  •   St Andrews, Bishop Auckland - 3, 4 and 5 bedroom houses
  •   St James Village, Gateshead - 2 and 3 bedroom homes
  •   Stoneleigh, Stockton on Tees - 2 and 3 bedroom homes
  •   The Hawthorns PHASE 1 (Phase 2 Now Available), Hartlepool
  •   The Hawthorns, Hartlepool , Hartlepool - 3 and 4 bedroom houses
  •   Thinford Gardens, Spennymoor - 1, 2, 3 and 4 bedroom homes
  •   Victoria Park, Stockton-on-Tees - 2 and 3 bedroom homes
  •   Whitewater Glade, Stockton-on-Tees - 2, 3, 4 and 5 bedroom homes

• •  View North West FirstBuy map

   North West

  •   Barley Edge, Carlisle - 3, 4 and 5 bedroom houses
  •   Barton Cross, Manchester - 3 and 4 bedroom houses
  •   Beacon Green, Skelmersdale - 2, 3 and 4 bedroom houses
  •   Birch Hill Gardens, Rochdale - 2, 3, 4 and 5 bedroom houses
  •   Bluebell Wood, Wigan - 4 bedroom houses
  •   Buckshaw Village, Chorley - 3 and 5 bedroom houses
  •   Greenfields, Wigan
  •   Harbour Village, Fleetwood - 2, 3, 4 and 5 bedroom houses
  •   Healey Walk, Rochdale - 2, 3, 4 and 5 bedroom houses
  •   Heritage Place, Heywood - 4 and 5 bedroom houses
  •   Holly Mount, Chorley - 3 and 4 bedroom houses
  •   Honister Park, Workington - 2, 3 and 4 bedroom houses
  •   Laburnum Walk, Blackburn - 2, 3, 4, 5 and 6 bedroom houses
  •   Linton Grove, Carlisle - 3 and 4 bedroom houses
  •   Meadows Reach, Morecambe - 3 and 4 bedroom houses
  •   Middlebrook View, Bolton - 1, 2, 3 and 4 bedroom homes
  •   Nightingale Walk, Ormskirk - 3 and 4 bedroom houses
  •   Regency Park, Warrington - 2 and 3 bedroom houses
  •   Riverside Point, Warrington - 1, 2, 3 and 4 bedroom homes
  •   Sefton Mill, Sefton
  •   Staley Hall, Stalybridge - 1, 2 and 3 bedroom homes
  •   Sycamore Chase, Baguley
  •   Westbury Gardens, Openshaw - 4 bedroom houses

• •  View South East FirstBuy map

   South East

  •   Clarence Place, Sheerness - 1, 2, 3 and 4 bedroom homes
  •   Great Western Park, Didcot - 2, 3, 4 and 5 bedroom houses
  •   Heronsbrook, Ramsgate - 2 and 3 bedroom homes
  •   Knox Mews, Lindford
  •   Larkswood, Milton Keynes - 2, 3 and 4 bedroom homes
  •   Medway Gate , Strood - 1 and 2 bedroom flats
  •   Oxley Springs, Milton Keynes - 2, 3, 4 and 5 bedroom homes
  •   Picket Twenty, Andover - 1, 2, 3, 4 and 5 bedroom houses
  •   Repton Park , Ashford - 1, 2, 3, 4 and 5 bedroom homes
  •   Rowan Gate, West Malling - 1, 3 and 4 bedroom houses
  •   Scholars Place, Ashford - 1, 2, 3, 4 and 5 bedroom homes
  •   Sovereign Fields, Bracknell - 1, 2, 3 and 4 bedroom houses
  •   Tanners Gate, Fareham - 1, 3 and 4 bedroom homes
  •   The Green, Phase 3, Aylesbury - 3 and 4 bedroom houses
  •   The Steeples, Buckingham - 3 and 4 bedroom houses
  •   Turners Field, Little Chalfont - 1, 2, 3 and 4 bedroom homes

• •  View South West FirstBuy map

   South West

  •   Archers Gate, Amesbury - 2, 3 and 4 bedroom houses
  •   Avon Fields, Durrington - 1, 2, 3 and 4 bedroom homes
  •   Badbury Heights 3B, Blandford Forum - 1, 2 and 3 bedroom homes
  •   Beechwood Green , Crewkerne - 2, 3 and 4 bedroom homes
  •   Chapel Court, Lyneham - 3 and 4 bedroom houses
  •   Dauncey Gardens, Melksham - 3 and 4 bedroom houses
  •   Harbour Reach, Portishead - 4 bedroom houses
  •   Hazel Ridge, Swindon - 2, 3 and 4 bedroom homes
  •   Laureate Heights, Sidmouth - 2, 3 and 4 bedroom houses
  •   Leigh Park, Westbury - 2, 3 and 4 bedroom houses
  •   Lemon Grove , Newton Abbot - 1, 2, 3, 4 and 5 bedroom homes
  •   Lowen Bre, Truro - 1, 2, 3, 4 and 5 bedroom homes
  •   Meare Gardens, Weston super Mare - 2, 3, 4 and 5 bedroom houses
  •   Merchants Walk II, Cullompton - 2 and 3 bedroom homes
  •   Nightingales , Bridgwater - 3 and 4 bedroom houses
  •   Okemont Grove, Okehampton - 2, 3 and 4 bedroom houses
  •   Persimmon @ Castle Mead, Trowbridge - 2, 3 and 4 bedroom houses
  •   Portland Green, Portishead - 1, 2 and 3 bedroom homes
  •   Quakers Walk, Devizes - 4 bedroom houses
  •   Regency Walk, Sidmouth - 2 and 3 bedroom homes
  •   Roman Quarter @ Sarum Meadows, Salisbury - 2, 3 and 4 bedroom houses
  •   Strawberry Fields , Penryn - 2, 3 and 4 bedroom houses
  •   The Maltings, Shaftesbury - 1, 2, 3 and 4 bedroom houses
  •   The Marketplace , Gloucester - 1 and 2 bedroom flats
  •   The Oaks, Calne
  •   The Rydons, Exeter - 2, 3 and 4 bedroom homes
  •   Vitoria Green Phase II , Wellington - 4 bedroom houses
  •   Wootton Vale, Royal Wootton Bassett - 3 bedroom houses

• •  View West Midlands FirstBuy map

   West Midlands

  •   Abbot's Field, Wolverhampton - 3 and 4 bedroom houses
  •   Abode, Birmingham - 2 bedroom homes
  •   Acorn Ridge, Nuneaton - 3 bedroom houses
  •   Akron Gate, Wolverhampton - 1, 2, 3 and 4 bedroom homes
  •   Barley Fields, Burton-on-Trent - 2, 3 and 4 bedroom homes
  •   Crystal Mead, Wordsley - 2 and 4 bedroom homes
  •   Five@Bannerbrook Park, Coventry - 2, 3 and 4 bedroom houses
  •   Kings Park West, Birmingham - 3 and 4 bedroom houses
  •   Mitchells Brook, Smethwick - 2, 3 and 4 bedroom homes
  •   Spirit Quarters, Coventry - 2 and 4 bedroom houses
  •   The Pippins, Rugeley - 2, 3 and 4 bedroom houses
  •   The Shires, Shrewsbury - 2, 3 and 4 bedroom homes
  •   Venue@Bannerbrook Park, Coventry, Coventry - 1, 2 and 3 bedroom flats
  •   Windsor Heights, Redditch - 2 bedroom flats

• •  View Yorkshire and Humberside FirstBuy map

   Yorkshire and Humberside

  •   Birkby Gardens, Huddersfield - 2, 3 and 4 bedroom houses
  •   Bridleways, Rotherham - 3 bedroom houses
  •   Cloisters, Bridlington - 1 and 2 bedroom flats
  •   Firby Grange, Bedale
  •   King Aethelstan, Sherburn in Elmet - 4 bedroom houses
  •   Kings Court, Market Weighton - 1 bedroom houses
  •   Magdalene Fields, Gomersal - 4 bedroom houses
  •   Meadowdale, Withernsea - 2, 3 and 4 bedroom houses
  •   Mere Brook, Pocklington - 1, 4 and 5 bedroom houses
  •   Mill Green, Leeds
  •   Moorlands, Pickering - 2, 3, 4 and 5 bedroom houses
  •   Oxley Park, Scissett, Huddersfield - 3 and 4 bedroom houses
  •   Persimmon Gardens, Hull
  •   Persimmon Pastures, Hull - 2, 3 and 4 bedroom houses
  •   Prospect Farm, York
  •   St Aidans, Doncaster - 2, 3 and 4 bedroom houses
  •   St Gregorys, Leeds - 2 and 3 bedroom homes
  •   Staynor Hall, Selby - 2, 3 and 4 bedroom houses
  •   The Ridge, Barnsley - 3 bedroom houses
  •   Wentworth Grange, Barnsley - 3 and 4 bedroom houses
  •   Westfield, Malton
  •   Whitechapel Gardens, Cleckheaton - 2, 3 and 4 bedroom houses
  •   Willow Edge , Castleford - 2, 3 and 4 bedroom houses
  •   Woodland Rise, Driffield - 3 and 4 bedroom houses

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