Persimmon Homes

Last chance for home ownership in Standish

02 June 2021

Last chance for home ownership in Standish

Househunters in Wigan who are struggling to buy their own home have a last chance to get on the property ladder.

Affordable home ownership opportunities are available at The Fairways in Standish, a development of new homes from Persimmon Homes.

When it launched the development, Persimmon teamed up with Wigan Council’s Affordable Homes Scheme to offer a number of properties to local people at 70% of their market value.

Dave Hodgson, Sales Director for Persimmon Homes North West, said: “There are a number of Government schemes that make homes affordable, but the Wigan Council scheme targets local people, giving them a helping hand to buy a home within their own community.

“It is a brilliant scheme and the feedback we have had is that it’s a quick, straightforward and hassle-free way to becoming a homeowner in your home town.”

The scheme invites people who are struggling to get on the property ladder to apply for an equity loan from the council. Wigan Council provides a loan for a percentage of the property’s value – usually 30% - with buyers then required to put down just a 5% deposit and secure a mortgage for the balance of the house price.

Once complete, they will own the property, with no rental payments required and no interest payments due on the loan – they simply pay it back at the end of the term, usually 25 years, or before.

To qualify, buyers need to live, work or have a family connection within Wigan borough.
An example of the scheme in operation at The Fairways is the three bedroom Moseley style home with a full asking price of £166,995 is available through the scheme at the affordable price of £116,896.

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