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Persimmon Homes

Take advantage of mortgage easing with Persimmon homes for sale in Fareham

05 September 2011

With weekly reports of new mortgage products and deals coming to the market, Persimmon Homes Southern is encouraging those thinking about moving onto or up the property ladder to pay a visit to the Tanners Gate development in Titchfield as the leading homebuilder has a range of affordable properties to view and buying options to match.

What’s more, the new Government-backed FirstBuy scheme is available on selected properties at Tanners Gate and is a welcomed boost, in particular, for those seeking to make that first step onto the property ladder.

FirstBuy, which is offered through equity loan funding of up to 20% of the purchase price of a property, means first time buyers just need to raise funding (a mortgage plus deposit) of at least 80% of the purchase price.

“Our collection of homes at Tanners Gate represents such great value for money,” states Tracey Lee, sales director for Persimmon Homes Southern. She adds: “This coupled with the fact that mortgage lending is continuing to ease means our purchasers aren’t required to find such a large deposit as some financial institutions are starting to offer 90 per cent mortgages or even in some cases, no deposit at all. Plus the new FirstBuy scheme really is making owning your own home an affordable reality.”

In addition, Persimmon’s recommended independent financial advisers now have access to a greater variety of fixed, variable and tracker mortgages, and the fact that the Bank of England base rate remains at just 0.5 per cent means monthly mortgage payments are on average far more manageable than in previous years.

Tracey continues: “We’re here to reassure those who think they can’t afford to move, that this couldn’t be a better time to take advantage of the range of mortgage products and buying options available.

“Our Tanners Gate development currently hosts a selection of one and two bedroom apartments and three bedroom homes for sale in Fareham, ideal for first time buyers and families alike looking for homes for sale in Fareham.

“We urge househunters to come and talk to us about FirstBuy, together with other schemes such Persimmon's Helping Hand shared equity scheme, as we are confident there will be a way to help them onto the property ladder.”

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